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Benefit Security Card .. HALF of the U.S live in households that receive government benefits (26 May 2012) ...item 2.. Brevard man gets 4 years in Social Security fraud case (Jun 1, 2012 ) ... by marsmet481COBRA (Consolidated Omnibus Reconciliation Act) is the federal law that gives you the right to continue your health insurance once it ends because of job loss, divorce, death or other reasons. COBRA is also known as “continuation coverage” and acts as a secondary payer to Medicare. This means that Medicare pays first on any health care services you receive and COBRA pays second. COBRA is not considered current employer insurance. You should enroll into Medicare when you become eligible to ensure that you have primary health insurance and to avoid any gaps in your health care coverage.
Source: homeboundresources.com

Video: Apply for Medicare | Medicare Sign Up

Social Security and You: Signing up for Medicare

However, WEP does not affect benefits paid to your wife as a widow in the event of your death. For example, a worker and spouse both claim their benefits at full retirement age. Because the worker receives a pension based on work not covered by Social Security, the benefit amount under the WEP benefit formula is $700. Based on the WEP benefit amount, the spouse’s benefit is $350 (one-half of the worker’s WEP benefit amount). When the worker dies, the WEP reduction is removed. The surviving spouse’s benefit is refigured using the regular benefit formula.
Source: mysanantonio.com

Daily Report: Medicare Is Faulted on Shift to Electronic Records

The report says Medicare, which is charged with managing the incentive program that encourages the adoption of electronic records, has failed to put in place adequate safeguards to ensure that information being provided by hospitals and doctors about their electronic records systems is accurate. To qualify for the incentive payments, doctors and hospitals must demonstrate that the systems lead to better patient care, meeting a so-called meaningful use standard by, for example, checking for harmful drug interactions.
Source: nytimes.com

THE MEDICARE AGE IS STILL 65

There is no additional charge for Medicare hospital insurance (Part A) since you already paid for it by working and paying Medicare tax. However, there is a monthly premium for medical insurance (Part B). If you already have other health insurance when you become eligible for Medicare, you should consider whether you want to apply for the medical insurance. To learn more about Medicare and some options for choosing coverage, read the online publication, Medicare, at www.socialsecurity.gov/pubs/10043.html or visit www.Medicare.gov.
Source: patch.com

CMS Clarifies Application of Essential Benefits to Medicaid

To determine an essential benefits package for Medicaid, the SMDL notes that states should first select one of the 4 types of Medicaid benchmark plans to use as a starting point. There is some overlap between the allowable Medicaid benchmarks and the exchange benchmarks; if the selected Medicaid benchmark is also an exchange benchmark and it meets the criteria laid out in the HHS proposed rule for essential benefits, then the Medicaid benchmark is also in compliance with the essential benefits rule. If the state selects a Medicaid benchmark that is not also an exchange benchmark, states must supplement the Medicaid benchmark benefits with the necessary categories of benefits drawn from one of the exchange benchmark options.
Source: mentalhealthcarereform.org

How to apply for Medicare Health Insurance

For American Citizens over the age of sixty five and those who are physically impaired, applying for Medicare starts with contacting the Social Security Administration via their hotline, website, or by visiting one of their local offices. Through these avenues those interested in their eligibility can find out if Medicare can cover their situation. Necessary documents include a birth certificate, a valid Social Security Card, and a driver’s license (or other form of government assigned identification). In the event that these documents are unavailable, notarized copies are also acceptable. Proof of any other health insurance policies should also be brought when consulting with the Social Security Administration field office. It is important to keep in mind that not all conditions, medications, and medical procedures are covered by Medicare, which is why it is important to see if it is effective for one’s own specific situation.
Source: yourfinanceinfo.com

Baby Boomers Meet Medicare Requirements

Now you can make your Medicare plan selections.  You will get plenty of information in the mail about Medicare Advantage Plans and Medicare Supplemental Plans. All the big insurance companies offer Medicare plans, those like Aetna Insurance, Humna, UnitedHeathcare and many more.  You probably should check with your current health insurance company to see what they offer.   I just went to a breakfast seminar about the Advantage plans put on by Coventry Healthcare and found it helpful.
Source: boomerplaces.com

NEW TO MEDICARE!! WHAT IS MY BEST OPTION? » Toni Says

**There is an important disclaimer at the bottom of page 57 of the handbook and it states:  ‘If you join a Medicare Advantage plan, you don’t need a Medigap/Medicare supplement policy and if you already have a Medigap/Medicare supplement, you can’t use it to pay the out of pocket or co pays for the Medicare Advantage plan’.  It also states that “if you already have a Medicare Advantage plan, you can’t be sold a Medigap/Medicare supplement policy.”** 
Source: tonisays.com

When can you apply for Medicare??

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Source: australiaforum.com

How to apply for Medicare Health Insurance

Part D (Prescription Drug Plan) Offers special assistance to beneficiaries with limited income, and a choice of prescription drug plans (PDP) to anyone enrolled in Part A and Part B. Medicare prescription drug plans (PDPs) cover only outpatient drugs for people in original Medicare who have no other drug coverage. You can not enroll both in a Prescription Drug Plan and in a Medicare Advantage plan. When you enroll in a Medicare Advantage plan, you will automatically lose your current PDP coverage, even if the Medicare Advantage plan does not cover drugs. Every year Medicare has an enrollment period from November 15 through December 31 when it is possible to change prescription drug providers. Medicare imposes penalties if you want to enroll in a prescription drug plan and you were not previously enrolled in a creditable drug plan. The long list of Part D providers, and the many options for monthly fees, types of coverage, and deductibles make it very difficult to choose. It is important to think carefully before making a selection because the wrong choice can cost you hundreds of dollars more in out-of-pocket expenses. Medicare has an interactive Prescription Drug Plan Finder in its Prescription Drug Coverage web page.
Source: scientificpsychic.com

North Carolina Makes it Easy to Learn About Medicaid

Typically, a person who fits into the following groups may be eligible for Medicaid: “Aged, Blind and Disabled”, “Infants, Children, and Families”, “Long-Term Care”, or “Medicare Recipients”. A person is automatically eligible for the Medicaid program if her or she is already receiving Supplemental Security Income (SSI), Work First Family Assistance, State/County Special Assistance for the Aged or Disabled, or Special Assistance to the Blind.
Source: families.com


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